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Business Savings Account

  • You must deposit $100.00 to open this account.
  • We use the daily balance method to calculate the interest on your account.  This method applies a daily periodic rate to the principal in the account each day.
  • Interest on your account will be compounded quarterly.
  • Interest will be credited to your account quarterly.
  • Interest begins to accrue on the business day you deposit non cash items.
  • The interest rate on this account is variable.
  • You will receive a statement for this account at least quarterly.
  • During any month you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or autotmatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar order to a third party.
  • You may make three (3) debits from your account each quarter.  A fee of $.50 will be imposed for each subsequent debit.
  • Please contact customer service at 256-845-6101 to obtain the current interest rate and annual percentage yield for this account.



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