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- Business Checking Account
- Business NOW Account
- Business Super NOW Account
- Business Money Market Account
- You must deposit $300.00 to open this account.
- Account maintenance is $7.00 per month.
- Items that post to the account (checks, etc) are .15 cents per item.
- No charge for deposits posted.
- Credit will be given based on the banks NOW account rate times 90% of the average monthly balance.
- No restrictions on the number of checks you may write each month.
- Visa ATM/Debit card available with credit approval.
- The charge for an ATM/Debit card is $1.00 per month (whether or not it is used in the period).
- This account receives a monthly statement with images of written checks.
- A Corporation may not have a NOW account.
- You must deposit $1,000.00 to open this account.
- A minimum balance charge of $7.50 will be imposed every month if the daily balance of the account falls below $1,000.00 any day of the month. You must maintain $1,000.00 daily not to have a minimum balance charge.
- Interest on your account will be compounded monthly.
- Interest will be credited to your account monthly.
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- Interest begins to accrue on the business day you deposit non cash items.
- No restrictions on the number of checks you may write each month.
- Visa ATM/Debit card available with credit approval.
- The charge for an ATM/Debit card is $1.00 per month (whether or not it is used in the period).
- This account receives a monthly statement with images of written checks.
- Please contact customer service at 256-845-6101 to obtain the current interest rate and annual percentage yield for this account.
- You must deposit $2,500.00 to open this account
- A minimum balance charge of $7.50 will be imposed every month if the daily balance of the account falls below $2,500.00 any day of the month; or a minimum balance fee of $10.00 will be imposed every month if the daily balance of the account falls below $1,000.00 any day of the month. You must maintain $2,500.00 each day of the month not to have a minimum balance fee.
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- Interest begins to accrue on the business day you deposit non cash items.
- Interest on your account will be compounded monthly.
- Interest will be credited to your account monthly.
- No restriction on the number of checks you may write each month.
- Visa ATM/Debit card available with credit approval.
- The charge for an ATM/Debit card is $1.00 per month (whether or not it is used in the period).
- This account receives a monthly statement with images of written checks.
- Please contact customer service at 256-845-6101 to obtain the current interest rate and annual percentage yield for this account.
- You must deposit $2,500.00 to open this account
- A minimum balance charge of $7.50 will be imposed every month if the daily balance of the account falls below $2,500.00 any day of the month; or a minimum balance fee of $10.00 will be imposed every month if the daily balance of the account falls below $1,000.00 any day of the month. You must maintain $2,500.00 each day of the month not to have a minimum balance fee.
- We use the daily balance method to calculate the interest on your account. This method applies a daily periodic rate to the principal in the account each day.
- Interest begins to accrue on the business day you deposit non cash items.
- Interest on your account will be compounded monthly.
- Interest will be credited to your account monthly.
- With the exception of loan payments to us, you may not make more than six (6) preauthorized, automatic, or telephone transfers (including telephone banking and bill pay, internet banking, and PC banking payments and transfers) each month. Of these six (6) allowable transfers, no more than three (3) may be made by check, draft, debit card, check card or similar order made by the depositor and payable to a third party (provided such transactions are allowed by us for your particular type of account).
- Visa ATM/Debit card available with credit approval.
- The charge for an ATM/Debit card is $1.00 per month (whether or not it is used in the period).
- This account receives a monthly statement with images of written checks.
- Please contact customer service at 256-845-6101 to obtain the current interest rate and annual percentage yield for this account.
