First State Bank

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Being locally-owned and locally-operated is one of the most beneficial as well as distinguishing characteristics of First State Bank.This trait separates us from our competitors by allowing FSB the pleasure and flexibility of servicing our customers’ needs promptly and personally.

There is no reason to consult a main office in another city or state. Being locally-owned means decisions are made “at home” by management and a Board of Directors who are, themselves, concerned business people and active contributors to the areas we serve.

At FSB we are large enough to handle your banking needs and at the same time, small enough to know you by name as neighbors and friends.While other banks may branch into large cities or even other countries, FSB is truly “hometown”. We take pride in customer satisfaction as well as in keeping your money at “home” where it belongs—working for you and your community.

We invite you to take a moment to browse our website for a list of services offered, or better yet, visit us here at First State Bank of DeKalb County, where you’ll get:



First State Bank of DeKalb County is a community bank devoted to serving the people of Fort Payne, Alabama and surrounding areas as a full-service, hometown bank also interested in promoting the well-being of this area through involvement in community and civic organizations and donations to area schools and clubs.

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